KAIA Insurance Group

Insurance is not only for protection. Sometimes, it can be used as part of a person’s estate planning. Many people use life insurance as an alternative to other strategies designed to pass wealth down to their heirs, and while each individual case is different, incorporating life insurance into your estate planning strategy offers the potential […]

Annuities are financial products designed to provide a steady income stream, often used as a tool for retirement planning – although they can also be used in other ways, such as helping create an income stream after a financial settlement. Annuities of all kinds are offered by insurance carriers, and allow individuals to invest a

While a lot of time and energy gets spent planning for what happens after we pass away (life insurance, funeral planning, funeral insurance, and wills), we often do not spend nearly enough time planning for what happens if we are alive, but incapacitated. There are so many questions that need to be answered, and they

We talk a lot about the benefits of long term care insurance here at Kaia Insurance Group. It is one form of insurance that almost everyone needs, but very, very few people have. Long term care insurance provides cash to cover costs associated with long term care. For example, if you have an at-home nurse,

Life insurance is one of the most important tools we have to protect our family and our assets in the event of our passing. We all hope to live forever. But, at any moment, no matter how young or healthy we are, we may find that tragedy strikes and you need to make sure your

Most people do not alter their life insurance policies after they’ve obtained it. While many polices can be altered – for example, requesting more or less depending on your needs, or converting a term life insurance policy into a whole life insurance policy – the vast majority of those that obtain life insurance typically keep

At Kaia Insurance Group, we’re thrilled to be able to offer something called “Instant Life Insurance.” Instant life insurance is life insurance that can be obtained without a lengthy approval process. You do not need medical exams. You do not need blood tests. You simply apply, fill out your information, get a quote, and obtain

For those familiar with life insurance, we typically talk about life insurance like it is a single, simple transaction – you pay a premium, and the insurance company pays you your benefits if you pass away. However, life insurance policies are more complex than that, which is one of the reasons it helps to consult

If you’re outside of the insurance world, you may not realize how much of the insurance marketplace has changed. Because we’re able to work remotely, insurance takes place almost entirely on Zoom these days, and paperwork is can be signed online or sent to you. Some types of insurance no longer require medical exams as

We have health insurance to feel like we’re protected from significant medical costs. When we’re healthy, health insurance typically plays its role. If we get hurt, we go to the doctor, and we get treated with only a little bit out of pocket. If we get into a more significant accident, typically health insurance will