At Kaia Insurance Group, we’re thrilled to be able to offer something called “Instant Life Insurance.” Instant life insurance is life insurance that can be obtained without a lengthy approval process. You do not need medical exams. You do not need blood tests. You simply apply, fill out your information, get a quote, and obtain …
For those familiar with life insurance, we typically talk about life insurance like it is a single, simple transaction – you pay a premium, and the insurance company pays you your benefits if you pass away. However, life insurance policies are more complex than that, which is one of the reasons it helps to consult …
5 Policy Options for Life Insurance You May Not Know About Read More »
If you’re outside of the insurance world, you may not realize how much of the insurance marketplace has changed. Because we’re able to work remotely, insurance takes place almost entirely on Zoom these days, and paperwork is can be signed online or sent to you. Some types of insurance no longer require medical exams as …
Insurance Across Texas with Kaia Insurance Group Read More »
We have health insurance to feel like we’re protected from significant medical costs. When we’re healthy, health insurance typically plays its role. If we get hurt, we go to the doctor, and we get treated with only a little bit out of pocket. If we get into a more significant accident, typically health insurance will …
Doesn’t Health Insurance Pay for Long-Term Care? Read More »
Here in Houston, the cost of long term care continues to skyrocket. The cost of long term care is now as much or more than the Houston median family income. The average person simply does not have the retirement or financial means to get the care that they deserve. In order to help offset these …
What Age Should You Start to Worry About Having Long Term Care Insurance? Read More »
There are many different forms of life insurance, each with their own benefits and weaknesses. Many people flock to term life insurance because it has the lowest premiums for the highest total amount, but term life is only one of many types of life insurance, and there are many options that are better for the …
Why Are Whole Life Insurance Premiums More Expensive Than Term? Read More »
Everyone needs life insurance – at least a small amount. That is because, after any unexpected loss, the costs associated with that loss can be substantial, and that can be a burden that most people do not want to place on their family. An example of this is the cost of a funeral. According to …
Cost of a Funeral in Texas – How Protected is Your Family? Read More »
We’d love for insurance to be easy. But then again, if insurance was easy, you wouldn’t need insurance agencies like Kaia Insurance Group. Our role is to help you navigate the insurance industry, providing more details about your options and help understanding your policies. One example of this is what’s called a “Waiver of Premium …
Long term care insurance is becoming more important than ever before. Statistically, people in Houston have smaller families, less financial support, more expensive healthcare, and are living longer than ever before. The likelihood of needing professional long term care is greater than ever, and very few people in Houston can afford the expense out of …
Why is Long Term Care Insurance More Expensive for Women? Read More »
Most experts agree that everyone, from birth to death, should have some form of life insurance. There may be individual situations where it is not absolutely necessary, but in general, the costs that a family can accrue when a person passes away can be substantial. Even those that live with considerable personal wealth typically need …
Why Would Someone NOT Want Term Life Insurance in Houston? Read More »
